Rates & Fees

The service provided by is free. Loan rates and fees will be set by your lender. is not a lender and does not provide direct loan services to consumers. simply uses information provided by you to connect you with a lender.

Terms – Full Disclosure

By law the Truth in Lending Act requires full disclosure of all fees and interest rates that apply to a loan. This is an obligation of the lender before you accept your loan. If or when you accept the loan terms, most lenders will redirect you to an e-signature page on their website for completion of the loan application. Take the time to read and fully-understand your loan agreement before you accept and sign it.

Late Payment Policy

Assorted lenders may treat late payments differently. Take the time to review the late payment policy as contained in your loan agreement before you sign it. All lenders are obligated to follow all applicable laws, regulations and rules regarding fees for late payment.

Non-payment Policy

If you cannot repay your loan, additional fees or charges may be applicable. make every effort to co-operate only with lenders that are reputable and use fair, lawful and reasonable means to pursue the collection of overdue repayment.

Loan Renewal Policy

State law oversees policies applying to loan renewal. In states that permit loan renewals, additional interest and late fees can add greatly to the amount of your final loan and should be avoided if possible. Read the small print of the lender’s terms regarding renewal carefully before signing off on the loan agreement.

* Note, these points are not intended to be legal advice, and therefore may not be up-to-date at all times. If you have a specific question about regulations applicable to you, please ask your lender directly or seek out legal advice. Some states do not have statutory provisions that pertain to personal loans.